Startup Business Loans & Franchise Financing

Turn your vision into a viable venture. SGF provides small business startup loans and funding to cover franchise fees, equipment, inventory, and the working capital you need to launch successfully.

Fuel Your Launch with Strategic New Business Funding

Launching a startup or franchise is an exciting journey, but we understand the financial hurdles you face—from significant upfront franchise fees and build-out costs to purchasing essential equipment and funding initial marketing. At SGF, we specialize in startup business loans designed for this precise moment. We don’t just look at past revenue; we underwrite based on the strength of your business plan, franchise model, and future potential. Our solutions, including specialized SBA startup loans, provide the capital you need to build a solid foundation and manage cash flow in those critical first months.

Franchise Financing

Get comprehensive funding to cover franchise fees, build-out costs, and initial inventory, getting you to opening day without financial stress.

SBA Startup Loans

Benefit from government-backed loans with favorable terms and lower down payments, ideal for new ventures with strong potential but limited operational history.

Working Capital for Startups

Secure a business line of credit or term loan to cover ongoing operational expenses like payroll, marketing, and rent until revenue becomes consistent.

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

Contact Us Today

To learn more about our suite of startup and franchise financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Testimonials

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Frequently Asked Questions (FAQs)

 Yes. Traditional banks often focus heavily on past revenue, which can disadvantage new businesses. At SGF, we use a holistic approach, evaluating your business plan, credit history, industry experience, and—for franchises—the strength of the brand you’re partnering with.

SBA loans are partially guaranteed by the government, which reduces the risk for lenders like us. This allows us to offer more favorable terms to startups, such as lower down payments and longer repayment periods, that might not qualify for conventional bank financing.

 Our financing is flexible and can be used for nearly any business-purpose cost to get your doors open, including: franchise fees, commercial leasehold improvements, purchasing equipment and inventory, initial marketing campaigns, and covering operating expenses for the first few months.

We prioritize speed for startups working against a launch deadline. While SBA loans have a specific process, many of our other commercial funding options can provide approval within days and funding shortly thereafter.

We have experience with numerous franchise brands and understand their specific build-out requirements and fee structures. This allows us to structure a loan that meets both your needs and the franchisor’s standards, often streamlining the entire approval process.