- 803 Business Parkway Richardson, TX 75081
- +1 (214) 923-1694
Turn your vision into a viable venture. SGF provides small business startup loans and funding to cover franchise fees, equipment, inventory, and the working capital you need to launch successfully.
Launching a startup or franchise is an exciting journey, but we understand the financial hurdles you face—from significant upfront franchise fees and build-out costs to purchasing essential equipment and funding initial marketing. At SGF, we specialize in startup business loans designed for this precise moment. We don’t just look at past revenue; we underwrite based on the strength of your business plan, franchise model, and future potential. Our solutions, including specialized SBA startup loans, provide the capital you need to build a solid foundation and manage cash flow in those critical first months.
Get comprehensive funding to cover franchise fees, build-out costs, and initial inventory, getting you to opening day without financial stress.
Benefit from government-backed loans with favorable terms and lower down payments, ideal for new ventures with strong potential but limited operational history.
Secure a business line of credit or term loan to cover ongoing operational expenses like payroll, marketing, and rent until revenue becomes consistent.
Our simple 15 second online application can get you matched with offers in minutes.
Bad credit? No problem! Most of our top financing options have no minimum FICO.
Get matched with the best financing options with the highest funding amount.
Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!
Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.
To learn more about our suite of startup and franchise financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.
Discover the Success Stories of Clients Empowered by Our Financial Solutions
sadiq bhagat30 August 2025Trustindex verifies that the original source of the review is Google. Great working with Starting Gate Financial, especially with Syed, who helped us get financing for our business to cover operational expenses. Great company to work with when it comes to business financing. Pema Sherps28 April 2025Trustindex verifies that the original source of the review is Google. Highly recommended ⭐️⭐️⭐️⭐️⭐️ Syed is extremely helpful and honest very knowledgeable I am so grateful to work with him and Gatefinancial Krupa Bhatti15 February 2025Trustindex verifies that the original source of the review is Google. Words cannot express how amazing our services have been. Syed takes you through each step, finds a financial institution that fits your needs, and his guidance is most valued. He has been our broker for over 3 years and it has been the best decision we made to give him a call. uwade alade25 January 2025Trustindex verifies that the original source of the review is Google. Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support! Hyder Syed21 August 2022Trustindex verifies that the original source of the review is Google. Highly Recommended ⭐⭐⭐⭐⭐ !! Professional , Honest , & Excellent Customer Service w/ Ethics. Khalid karfis22 April 2022Trustindex verifies that the original source of the review is Google. Best finance company for small business 👌 Andrew Alegnani21 April 2022Trustindex verifies that the original source of the review is Google. Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!! Scott Mathison21 April 2022Trustindex verifies that the original source of the review is Google. They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Yes. Traditional banks often focus heavily on past revenue, which can disadvantage new businesses. At SGF, we use a holistic approach, evaluating your business plan, credit history, industry experience, and—for franchises—the strength of the brand you’re partnering with.
SBA loans are partially guaranteed by the government, which reduces the risk for lenders like us. This allows us to offer more favorable terms to startups, such as lower down payments and longer repayment periods, that might not qualify for conventional bank financing.
Our financing is flexible and can be used for nearly any business-purpose cost to get your doors open, including: franchise fees, commercial leasehold improvements, purchasing equipment and inventory, initial marketing campaigns, and covering operating expenses for the first few months.
We prioritize speed for startups working against a launch deadline. While SBA loans have a specific process, many of our other commercial funding options can provide approval within days and funding shortly thereafter.
We have experience with numerous franchise brands and understand their specific build-out requirements and fee structures. This allows us to structure a loan that meets both your needs and the franchisor’s standards, often streamlining the entire approval process.