- 803 Business Parkway Richardson, TX 75081
- +1 (214) 923-1694
Get the home improvement financing and working capital you need to bid with confidence, manage cash flow gaps, and equip your crew for the next job.
At Starting Gate Financial, we live and breathe the unique challenges of the construction industry. We know that tight deadlines, seasonal fluctuations, and rising material costs can strain your cash flow when you least expect it. That’s why we offer specialized startup financing and working capital solutions built specifically for contractors and construction companies. From securing a new skid steer to covering payroll during a delay, we provide the fast, flexible capital you need to operate efficiently and grow your business on your terms.
Acquire new machinery, trucks, or tools without a large upfront cost. Preserve your cash for other critical expenses and bid on bigger projects.
Your financial safety net for unpredictable costs. Access funds on demand to manage payroll, purchase materials, or handle unexpected repairs.
Offer competitive payment options to your clients or finance your own remodeling and renovation projects. Turn more leads into booked jobs.
Our simple 15 second online application can get you matched with offers in minutes.
Bad credit? No problem! Most of our top financing options have no minimum FICO.
Get matched with the best financing options with the highest funding amount.
Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!
Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.
To learn more about our suite of construction financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.
Discover the Success Stories of Clients Empowered by Our Financial Solutions
Posted on sadiq bhagat30 August 2025Trustindex verifies that the original source of the review is Google. Great working with Starting Gate Financial, especially with Syed, who helped us get financing for our business to cover operational expenses. Great company to work with when it comes to business financing.Posted on Pema Sherps28 April 2025Trustindex verifies that the original source of the review is Google. Highly recommended ⭐️⭐️⭐️⭐️⭐️ Syed is extremely helpful and honest very knowledgeable I am so grateful to work with him and GatefinancialPosted on Krupa Bhatti15 February 2025Trustindex verifies that the original source of the review is Google. Words cannot express how amazing our services have been. Syed takes you through each step, finds a financial institution that fits your needs, and his guidance is most valued. He has been our broker for over 3 years and it has been the best decision we made to give him a call.Posted on uwade alade25 January 2025Trustindex verifies that the original source of the review is Google. Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support!Posted on Hyder Syed21 August 2022Trustindex verifies that the original source of the review is Google. Highly Recommended ⭐⭐⭐⭐⭐ !! Professional , Honest , & Excellent Customer Service w/ Ethics.Posted on Khalid karfis22 April 2022Trustindex verifies that the original source of the review is Google. Best finance company for small business 👌Posted on Andrew Alegnani21 April 2022Trustindex verifies that the original source of the review is Google. Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!!Posted on Scott Mathison21 April 2022Trustindex verifies that the original source of the review is Google. They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
We take a holistic view of your application. While credit is a factor, we strongly consider your business’s health and cash flow. Even with a less-than-perfect score, you may still qualify for the capital you need.
Absolutely. Our business lines of credit are perfect for bridging cash flow gaps, including covering payroll during delays between project payments, ensuring your crew always gets paid on time.
Yes. We provide financing for both new and used equipment, from excavators and forklifts to specialized tools, helping you get the vital equipment you need without draining your operating capital.
Unlike traditional banks, our experts specialize in the construction industry. We offer faster decisions, more flexible terms, and a deep understanding of your business’s seasonal and project-based cycles. We speak your language.