Medical Practice Loans & Healthcare Financing

Secure the capital you need to expand your practice, invest in cutting-edge technology, and navigate patient billing cycles—all without interrupting your primary focus: patient care.

Doctor Loans Designed for Growth and Stability

At Starting Gate Financial, we recognize that managing a healthcare practice is a balance between clinical excellence and business acuity. Cash flow gaps from insurance reimbursements, the high cost of diagnostic equipment, and the need for facility upgrades can challenge even the most successful practices. Our healthcare financing solutions are engineered specifically for this environment. We provide the capital to modernize your technology, expand your footprint, and ensure operational smoothness, allowing you to invest in the future of your practice and the well-being of your patients.

Medical Equipment Financing

Acquire MRI machines, dental chairs, X-ray systems, and more with loans that match the lifespan of the technology. Avoid large upfront costs and preserve working capital.

Practice Expansion & Renovation

Open a new clinic, renovate an existing facility, or modernize patient rooms. We provide the capital to create a welcoming and efficient environment that supports growth.

Healthcare Working Capital Lines

Manage the ebbs and flows of accounts receivable. Cover payroll, purchase supplies, and invest in marketing during gaps in your billing cycle.

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

Contact Us Today

To learn more about our suite of healthcare financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Testimonials

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Discover the Success Stories of Clients Empowered by Our Financial Solutions

Frequently Asked Questions (FAQs)

Our financing is versatile. Common uses include purchasing new medical or diagnostic equipment, expanding or renovating your clinic space, hiring additional staff, covering operating expenses during insurance reimbursement delays, and investing in marketing to attract new patients.

Traditional loans often don’t account for the unique cash flow patterns of healthcare, like insurance billing cycles. Our loans are structured with longer terms for equipment, more flexibility for working capital, and an underwriting process that understands the value and stability of a medical practice.

We prioritize speed for healthcare providers. Once approved, many of our clients receive funding in as little as 24-72 hours, ensuring you can move forward with critical investments without delay.

Absolutely. We provide startup financing for new practices to cover initial build-out costs, equipment purchases, and the working capital needed to sustain operations until patient revenue becomes consistent.

Absolutely. We treat all inquiries with the utmost professionalism and discretion. Our secure application process ensures your financial data remains confidential, and you’ll work one-on-one with a dedicated advisor, not a automated system.