- 803 Business Parkway Richardson, TX 75081
- +1 (214) 923-1694
Struggling with slow-paying customers? Our accounts receivable loans allow you to convert outstanding invoices into immediate working capital, helping you keep operations running smoothly and scale your business without financial stress.
Our simple 15 second online application can get you matched with offers in minutes.
Bad credit? No problem! Most of our top financing options have no minimum FICO.
Get matched with the best financing options with the highest funding amount.
Our Fintech Speed can get you in and out of Underwriting in as little as 2 - 5 days!
If your business sells goods or services, you can increase your liquid capital with accounts receivable financing. This funding option provides immediate access to the cash tied up in unpaid invoices, allowing you to cover payroll, expand operations, or handle unexpected expenses with ease.
At Starting Gate Financial, we help businesses unlock their cash flow by offering receivable loans that:
With quick approvals and funding in as little as 24 hours, we make sure you never have to wait on slow-paying customers again.
With accounts receivable lending, you don’t have to wait 30, 60, or even 90 days to get paid. Instead, Starting Gate Financial purchases your AR invoices at a reduced price, providing you with immediate cash while we handle collections.
Another major advantage is that your financing amount isn’t fixed. As your business sales increase, so does your access to funding, ensuring continuous cash flow to support your business growth.
Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.
Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.
You can qualify for our top financing options with as little as 3+months in business.
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Discover the Success Stories of Clients Empowered by Our Financial Solutions
sadiq bhagat30 August 2025Trustindex verifies that the original source of the review is Google. Great working with Starting Gate Financial, especially with Syed, who helped us get financing for our business to cover operational expenses. Great company to work with when it comes to business financing. Pema Sherps28 April 2025Trustindex verifies that the original source of the review is Google. Highly recommended ⭐️⭐️⭐️⭐️⭐️ Syed is extremely helpful and honest very knowledgeable I am so grateful to work with him and Gatefinancial Krupa Bhatti15 February 2025Trustindex verifies that the original source of the review is Google. Words cannot express how amazing our services have been. Syed takes you through each step, finds a financial institution that fits your needs, and his guidance is most valued. He has been our broker for over 3 years and it has been the best decision we made to give him a call. uwade alade25 January 2025Trustindex verifies that the original source of the review is Google. Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support! Hyder Syed21 August 2022Trustindex verifies that the original source of the review is Google. Highly Recommended ⭐⭐⭐⭐⭐ !! Professional , Honest , & Excellent Customer Service w/ Ethics. Khalid karfis22 April 2022Trustindex verifies that the original source of the review is Google. Best finance company for small business 👌 Andrew Alegnani21 April 2022Trustindex verifies that the original source of the review is Google. Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!! Scott Mathison21 April 2022Trustindex verifies that the original source of the review is Google. They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Accounts receivable loans allow businesses to get immediate cash by selling their unpaid invoices at a discount. Instead of waiting for customers to pay, you receive funds upfront while the lender collects the payments.
Accounts receivable financing is not a traditional loan—it’s a way to leverage outstanding invoices for immediate capital. Unlike traditional loans, there are no fixed monthly payments, credit checks, or collateral requirements.
Any business that issues invoices for goods or services can qualify. Since approval is based on your customers’ creditworthiness, even startups and businesses with financial challenges can get funding.
With receivable loans, businesses can access funding in as little as 24 hours, depending on invoice verification and approval.
Yes! Unlike traditional loans, the funding amount is flexible and grows as your sales improve—ensuring continuous access to working capital.