Fast. Flexible.

Equipment Financing

Get the Tools You Need to Grow

EF LOAN

Upgrade, Expand, and Innovate with Flexible Equipment Loans

Every business needs the right tools to operate efficiently. Our equipment financing solutions help you acquire new or used equipment without large upfront costs, so you can keep your cash flow intact and focus on growth.

  • Fast approvals & flexible repayment terms
  • Low monthly payments tailored to your budget
  • Options for purchasing or leasing business equipment

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

Business Equipment Funding – Keep Your Business Moving Forward

At Starting Gate Financial, we know that having the right equipment can make or break your business. Whether you need heavy machinery, technology upgrades, vehicles, or medical equipment, our business equipment funding solutions provide quick and easy access to capital.

With fast approvals and customized loan structures, we help businesses purchase or lease the equipment they need without draining their working capital.

Why Choose Our Equipment Financing?
  • Funding up to $5 million for new & used equipment
  • Flexible repayment terms up to 84 months
  • No hidden fees & fast funding in as little as 24-48 hours
BEF
ELF

Equipment Lease Financing – A Smart, Affordable Alternative

Want to upgrade equipment without committing to a full purchase? Our equipment lease financing options provide cost-effective solutions that allow you to use the latest equipment without ownership risks.

  • Lower upfront costs compared to buying
  • Tax benefits & potential deductions
  • Flexible end-of-lease options – purchase, upgrade, or return

Our leasing solutions keep your business competitive by providing access to cutting-edge equipment with minimal financial strain.

QUESTIONS

Have Questions? Let’s Talk!

Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

What Do You Need To Qualify?

3+ Months in Business
You can qualify for our top financing options with as little as 3+months in business.
$5,000+ Monthly Gross Sales
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Testimonials

Our Clients Reviews

Discover the Success Stories of Clients Empowered by Our Financial Solutions

Frequently Asked Questions (FAQs)

Equipment financing provides businesses with funding to purchase machinery, tools, and other essential equipment without paying the full cost upfront.

Business equipment funding is a type of loan designed specifically for purchasing business equipment, offering lower rates and longer repayment terms than traditional loans.

  • Equipment financing lets you own the equipment after payments.
  • Equipment lease financing allows you to use the equipment for a set period with an option to buy, return, or upgrade at the end of the lease.

Yes! An equipment line of credit allows you to access funds as needed, providing more financial flexibility compared to a one-time loan.

You can apply online in minutes or schedule a call with our financing experts for personalized guidance.