Fast. Flexible.

Business Line of Credit Loans – Fast, Flexible

Funding for Your Business

Get the capital you need—when you need it!​

Get the capital you need—when you need it!

Running a business requires quick access to working capital. Our business line of credit loans offers flexible, revolving credit to manage cash flow, fund new opportunities, and cover unexpected expenses—without the hassle.

  • Fast approvals & funding in as little as 24 hours
  • Flexible repayment options tailored to your business
  • No collateral required for qualified businesses

SGF offers a wide variety of business lines of credit for small business owners nationwide. If you need assistance covering business expenses or bridging the costs for your short-term projects, we’re ready to provide you with the working capital to make your financial aspirations a reality.

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

Flexible Financing to Keep Your Business Moving

Every business faces financial challenges, but finding the proper funding shouldn’t be one of them. At Starting Gate Financial, we make it easy to access capital with our quick line of credit and business term loan solutions.

With over 10 years of experience, we help businesses of all sizes secure the right financing—whether you need to cover operational costs, invest in growth, or improve cash flow. Our expert team guides you every step of the way, ensuring a seamless loan acquisition process.

Why Choose Our Business Line of Credit?
  • Access funds whenever you need them – Only pay interest on what you use
  • Faster than traditional bank loans – Get approved within hours, not weeks
  • A lender that grows with you – Credit limits increase as your business expands
Flexible Financing
Small Business Line of Credit

Secure a Small Business Line of Credit—Without the Wait

Growing businesses need access to cash without delays. Our small business line of credit gives you the financial flexibility to scale, manage payroll, purchase inventory, or handle seasonal cash flow changes—without waiting weeks for approvals.

Key Benefits of Our Business Line of Credit Loans:

  • Fast funding – Get approved and funded in 24-48 hours
  • No hidden fees – Transparent terms, no surprises
  • Custom credit solutions – Designed for your unique business needs

We also offer business term loans for those who prefer fixed payments and structured financing. Whether you need a revolving line of credit or a lump sum loan, we’ll help you choose the best fit for your business.

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Lines of Credit: On-Demand Capital Access

For businesses requiring ongoing, accessible capital, our lines of credit are the perfect solution. Enjoy the flexibility of drawing funds as needed and only pay interest on the amount utilized. Whether managing daily operations, covering unexpected expenses, or seizing opportunities, our unsecured lines of credit are designed to adapt to your evolving financial requirements.

Testimonials

Our Clients Reviews

Discover the Success Stories of Clients Empowered by Our Financial Solutions

Frequently Asked Questions (FAQs)

A business line of credit loan gives businesses a set credit limit, allowing them to borrow as needed and only pay interest on the amount used. It’s a flexible way to manage cash flow and short-term expenses.

We offer quick credit approvals, with funding available in as little as 24-48 hours, depending on eligibility.

Yes! We work with businesses of all sizes and credit backgrounds. While terms may vary, we can help you explore your best financing options.

A business term loan provides a lump sum upfront with fixed payments, while a business line of credit allows you to withdraw funds as needed—paying interest only on what you use.

Simply Apply Online or Schedule a Call with our loan specialists. The process is fast, easy, and designed to fund you quickly.