Fast. Flexible.

Rental Property Financing

Empowering Your Investment Portfolio
Flexible Loans Tailored

Flexible Loans Tailored for Rental Property Investors

Investing in rental properties is a time-tested strategy for building long-term wealth. At Starting Gate Financial, we provide rental property financing solutions designed to help you acquire, refinance, or expand your rental portfolio with ease. Our flexible loan options cater to both single-family and multifamily investors, offering competitive rates and loan amounts ranging from $50,000 to $5 million.

Key Benefits:
  • Customized loan options for single-family homes and multi-unit properties
  • Competitive interest rates with flexible repayment terms
  • Streamlined application process for quick approvals

Loan amounts from $50K to $5 million | Fixed & Adjustable Rate Options | Fast Funding

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

Minimum FICO

You'll get matched with your own dedicated Business Financing Advisor at no cost!

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Fast Funding

Get matched with the best financing options with the highest funding amount.

Investment Property Loans – Fueling Your Real Estate Ambitions

The right investment property loans can be the key to scaling your real estate business. Whether you’re buying a new rental property, refinancing an existing asset, or purchasing a short-term rental, our financing solutions provide the flexibility you need.

Why Choose Our Investment Property Loans?
  • Loan amounts from $50K to $5 million to support various real estate investment strategies
  • Flexible loan terms that align with your rental cash flow
  • Expert guidance throughout the financing process

Need financing for a fix-and-flip? We also offer hard money loans near you, ensuring fast access to capital.

Investment Property Loans
DSCR Loans

DSCR Loans & Portfolio Lending – Simplifying Rental Property Financing

A Debt Service Coverage Ratio (DSCR) loan is an ideal option for rental property investors who want to qualify based on property cash flow rather than personal income. This financing solution is perfect for investors with multiple properties, self-employed borrowers, or those with complex financials.

Key Benefits of DSCR Loans:

  • Qualification based on rental income, not personal income
  • No personal income verification required
  • Great for investors with multiple properties
  • Easier approval process compared to traditional loans

Portfolio Lending for Investors with Single-Family Rental Portfolios

At Starting Gate Financial, we also offer portfolio lending for investors with a rental portfolio of single-family homes. This allows you to:

  • Consolidate multiple rental properties under one loan for easier management
  • Access flexible financing structures tailored to your portfolio growth
  • Expand your rental business with fewer restrictions

Whether you own five properties or fifty, our portfolio lending solutions provide the flexibility you need to scale efficiently.

Contact Us Today

To learn more about our suite of healthcare financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.

QUESTIONS

Have Questions? Let’s Talk!

Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

What Do You Need To Qualify?

3+ Months in Business
You can qualify for our top financing options with as little as 3+months in business.
$5,000+ Monthly Gross Sales
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Testimonials

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Frequently Asked Questions (FAQs)

Rental property financing is a loan specifically designed for investors looking to purchase, refinance, or renovate rental properties. These loans typically offer competitive rates and flexible terms to support investment growth.

Investment property loans focus on funding rental and commercial properties, with different eligibility criteria, interest rates, and repayment terms compared to traditional home mortgages.

DSCR loans qualify borrowers based on the rental income of the property, making them ideal for investors who may not meet traditional income documentation requirements.

Hard money lenders provide short-term, asset-based loans that allow investors to secure properties quickly, renovate them, and transition to long-term financing.

You can apply online in just a few minutes or schedule a call to discuss your financing options with our experts.