- 803 Business Parkway Richardson, TX 75081
- +1 (214) 923-1694
Running a business requires quick access to working capital. Our business line of credit loans offers flexible, revolving credit to manage cash flow, fund new opportunities, and cover unexpected expenses—without the hassle.
SGF offers a wide variety of business lines of credit for small business owners nationwide. If you need assistance covering business expenses or bridging the costs for your short-term projects, we’re ready to provide you with the working capital to make your financial aspirations a reality.
Our simple 15 second online application can get you matched with offers in minutes.
Bad credit? No problem! Most of our top financing options have no minimum FICO.
Get matched with the best financing options with the highest funding amount.
Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!
Every business faces financial challenges, but finding the proper funding shouldn’t be one of them. At Starting Gate Financial, we make it easy to access capital with our quick line of credit and business term loan solutions.
With over 10 years of experience, we help businesses of all sizes secure the right financing—whether you need to cover operational costs, invest in growth, or improve cash flow. Our expert team guides you every step of the way, ensuring a seamless loan acquisition process.
Growing businesses need access to cash without delays. Our small business line of credit gives you the financial flexibility to scale, manage payroll, purchase inventory, or handle seasonal cash flow changes—without waiting weeks for approvals.
Key Benefits of Our Business Line of Credit Loans:
We also offer business term loans for those who prefer fixed payments and structured financing. Whether you need a revolving line of credit or a lump sum loan, we’ll help you choose the best fit for your business.
Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.
You can qualify for our top financing options with as little as 3+months in business.
For businesses requiring ongoing, accessible capital, our lines of credit are the perfect solution. Enjoy the flexibility of drawing funds as needed and only pay interest on the amount utilized. Whether managing daily operations, covering unexpected expenses, or seizing opportunities, our unsecured lines of credit are designed to adapt to your evolving financial requirements.
Discover the Success Stories of Clients Empowered by Our Financial Solutions
sadiq bhagat30 August 2025Trustindex verifies that the original source of the review is Google. Great working with Starting Gate Financial, especially with Syed, who helped us get financing for our business to cover operational expenses. Great company to work with when it comes to business financing. Pema Sherps28 April 2025Trustindex verifies that the original source of the review is Google. Highly recommended ⭐️⭐️⭐️⭐️⭐️ Syed is extremely helpful and honest very knowledgeable I am so grateful to work with him and Gatefinancial Krupa Bhatti15 February 2025Trustindex verifies that the original source of the review is Google. Words cannot express how amazing our services have been. Syed takes you through each step, finds a financial institution that fits your needs, and his guidance is most valued. He has been our broker for over 3 years and it has been the best decision we made to give him a call. uwade alade25 January 2025Trustindex verifies that the original source of the review is Google. Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support! Hyder Syed21 August 2022Trustindex verifies that the original source of the review is Google. Highly Recommended ⭐⭐⭐⭐⭐ !! Professional , Honest , & Excellent Customer Service w/ Ethics. Khalid karfis22 April 2022Trustindex verifies that the original source of the review is Google. Best finance company for small business 👌 Andrew Alegnani21 April 2022Trustindex verifies that the original source of the review is Google. Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!! Scott Mathison21 April 2022Trustindex verifies that the original source of the review is Google. They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
A business line of credit loan gives businesses a set credit limit, allowing them to borrow as needed and only pay interest on the amount used. It’s a flexible way to manage cash flow and short-term expenses.
We offer quick credit approvals, with funding available in as little as 24-48 hours, depending on eligibility.
Yes! We work with businesses of all sizes and credit backgrounds. While terms may vary, we can help you explore your best financing options.
A business term loan provides a lump sum upfront with fixed payments, while a business line of credit allows you to withdraw funds as needed—paying interest only on what you use.
Simply Apply Online or Schedule a Call with our loan specialists. The process is fast, easy, and designed to fund you quickly.