Business Line of Credit Loans – Fast, Flexible

Funding for Your Business

Get the capital you need—when you need it!​

Get the capital you need—when you need it!

Running a business requires quick access to working capital. Our business line of credit loans offers flexible, revolving credit to manage cash flow, fund new opportunities, and cover unexpected expenses—without the hassle.

  • Fast approvals & funding in as little as 24 hours
  • Flexible repayment options tailored to your business
  • No collateral required for qualified businesses

SGF offers a wide variety of business lines of credit for small business owners nationwide. If you need assistance covering business expenses or bridging the costs for your short-term projects, we’re ready to provide you with the working capital to make your financial aspirations a reality.

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

Flexible Financing to Keep Your Business Moving

Every business faces financial challenges, but finding the proper funding shouldn’t be one of them. At Starting Gate Financial, we make it easy to access capital with our quick line of credit and business term loan solutions.

With over 10 years of experience, we help businesses of all sizes secure the right financing—whether you need to cover operational costs, invest in growth, or improve cash flow. Our expert team guides you every step of the way, ensuring a seamless loan acquisition process.

Why Choose Our Business Line of Credit?
  • Access funds whenever you need them – Only pay interest on what you use
  • Faster than traditional bank loans – Get approved within hours, not weeks
  • A lender that grows with you – Credit limits increase as your business expands
Flexible Financing
Small Business Line of Credit

Secure a Small Business Line of Credit—Without the Wait

Growing businesses need access to cash without delays. Our small business line of credit gives you the financial flexibility to scale, manage payroll, purchase inventory, or handle seasonal cash flow changes—without waiting weeks for approvals.

Key Benefits of Our Business Line of Credit Loans:

  • Fast funding – Get approved and funded in 24-48 hours
  • No hidden fees – Transparent terms, no surprises
  • Custom credit solutions – Designed for your unique business needs

We also offer business term loans for those who prefer fixed payments and structured financing. Whether you need a revolving line of credit or a lump sum loan, we’ll help you choose the best fit for your business.

QUESTIONS

Have Questions? Let’s Talk!

Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Lines of Credit: On-Demand Capital Access

For businesses requiring ongoing, accessible capital, our lines of credit are the perfect solution. Enjoy the flexibility of drawing funds as needed and only pay interest on the amount utilized. Whether managing daily operations, covering unexpected expenses, or seizing opportunities, our unsecured lines of credit are designed to adapt to your evolving financial requirements.

Testimonials

Our Clients Reviews

Discover the Success Stories of Clients Empowered by Our Financial Solutions

5.0
Based on 9 reviews
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uwade alade
01:36 25 Jan 25
Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support!
Hyder Syed
03:55 21 Aug 22
Highly Recommended ⭐⭐⭐⭐⭐ !!Professional , Honest , & Excellent Customer Service w/ Ethics.
Khalid karfis
23:25 22 Apr 22
Best finance company for small business 👌
Andrew Alegnani
21:10 21 Apr 22
Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!!
Scott Mathison
21:07 21 Apr 22
They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.
Philip Laskaris
21:06 21 Apr 22
Syed is very knowledgeable and helpful. He truly know his industry and looks for the best options for his clients.
Travis Book
21:04 21 Apr 22
Syed is extremely helpful and honest. Always does his best to help myself and my clients.

Frequently Asked Questions (FAQs)

A business line of credit loan gives businesses a set credit limit, allowing them to borrow as needed and only pay interest on the amount used. It’s a flexible way to manage cash flow and short-term expenses.

We offer quick credit approvals, with funding available in as little as 24-48 hours, depending on eligibility.

Yes! We work with businesses of all sizes and credit backgrounds. While terms may vary, we can help you explore your best financing options.

A business term loan provides a lump sum upfront with fixed payments, while a business line of credit allows you to withdraw funds as needed—paying interest only on what you use.

Simply Apply Online or Schedule a Call with our loan specialists. The process is fast, easy, and designed to fund you quickly.

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