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Equipment Financing

Get the Tools You Need to Grow

EF LOAN

Upgrade, Expand, and Innovate with Flexible Equipment Loans

Every business needs the right tools to operate efficiently. Our equipment financing solutions help you acquire new or used equipment without large upfront costs, so you can keep your cash flow intact and focus on growth.

  • Fast approvals & flexible repayment terms
  • Low monthly payments tailored to your budget
  • Options for purchasing or leasing business equipment
Apply Now

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

Business Equipment Funding – Keep Your Business Moving Forward

At Starting Gate Financial, we know that having the right equipment can make or break your business. Whether you need heavy machinery, technology upgrades, vehicles, or medical equipment, our business equipment funding solutions provide quick and easy access to capital.

With fast approvals and customized loan structures, we help businesses purchase or lease the equipment they need without draining their working capital.

Why Choose Our Equipment Financing?
  • Funding up to $5 million for new & used equipment
  • Flexible repayment terms up to 84 months
  • No hidden fees & fast funding in as little as 24-48 hours
Speak with a Loan Specialist
BEF
ELF

Equipment Lease Financing – A Smart, Affordable Alternative

Want to upgrade equipment without committing to a full purchase? Our equipment lease financing options provide cost-effective solutions that allow you to use the latest equipment without ownership risks.

  • Lower upfront costs compared to buying
  • Tax benefits & potential deductions
  • Flexible end-of-lease options – purchase, upgrade, or return

Our leasing solutions keep your business competitive by providing access to cutting-edge equipment with minimal financial strain.

Apply for Leasing
QUESTIONS

Have Questions? Let’s Talk!

Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.

Let's Talk

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Testimonials

Our Clients Reviews

Discover the Success Stories of Clients Empowered by Our Financial Solutions
Starting Gate Financial
5.0
Based on 9 reviews
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uwade alade
01:36 25 Jan 25
Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support!
Hyder Syed
03:55 21 Aug 22
Highly Recommended ⭐⭐⭐⭐⭐ !!Professional , Honest , & Excellent Customer Service w/ Ethics.
Khalid karfis
23:25 22 Apr 22
Best finance company for small business 👌
Andrew Alegnani
21:10 21 Apr 22
Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!!
Scott Mathison
21:07 21 Apr 22
They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.
Philip Laskaris
21:06 21 Apr 22
Syed is very knowledgeable and helpful. He truly know his industry and looks for the best options for his clients.
Travis Book
21:04 21 Apr 22
Syed is extremely helpful and honest. Always does his best to help myself and my clients.
" The unfortunate part was that it took me so long to find Starting Gate Financial. If I would have just called them first I wouldn’t have had to go through all the brain damage of trying to work with other companies. What a mess that was. Starting Gate Financial said “YES” day one, and it has been a joy ever since. I got over $30,000 in funding and it changed my business for the better, big time "
Mary P
Mary PArkansas
" First off, there was not ONE BANK that would even talk to me. I was about to give up, you know, throw in the towel. I thought that I had exhausted all my options until I called Starting Gate Financial. The friendly salesperson introduced me to their BOSS product and it literally saved me. I now am back on track and the future looks bright. Thank you Starting Gate Financial "
Dorothy K
Dorothy KNebraska
" What Starting Gate Financial offered me was light years ahead of any other company I was able to find. Starting Gate Financial's solution was to align me with three strategists to counsel me through all the areas of business finance, for literally less money than other companies wanted to just assist me with credit cards. It was a no brainer "
Anthony M
Anthony MArizona
" Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!! "
Andrew Alegnani
Andrew AlegnaniUSA
" They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need. "
Scott Mathison
Scott MathisonUSA
" Syed is very knowledgeable and helpful. He truly know his industry and looks for the best options for his clients. "
Philip Laskaris
Philip LaskarisUSA

Frequently Asked Questions (FAQs)

Equipment financing provides businesses with funding to purchase machinery, tools, and other essential equipment without paying the full cost upfront.

Business equipment funding is a type of loan designed specifically for purchasing business equipment, offering lower rates and longer repayment terms than traditional loans.

  • Equipment financing lets you own the equipment after payments.
  • Equipment lease financing allows you to use the equipment for a set period with an option to buy, return, or upgrade at the end of the lease.

Yes! An equipment line of credit allows you to access funds as needed, providing more financial flexibility compared to a one-time loan.

You can apply online in minutes or schedule a call with our financing experts for personalized guidance.

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We aim to revitalize businesses with premier small business and commercial lending solutions. 

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