Fix & Flip | Fix-to-Rent | Bridge Loans | Ground-Up Construction

Fast Funding for Property Investors

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Fast & Flexible Financing for Real Estate Investors

At Starting Gate Financial, we specialize in smart, tailored lending solutions designed for house flippers, rental investors, and builders. Whether you’re flipping homes, executing a B.R.R.R.R. strategy, securing a bridge loan for a fast closing, or funding a ground-up construction project, we provide quick, flexible, and high-value financing to fuel your success. Our streamlined process ensures fast approvals, so you can seize opportunities without delays. With competitive terms, high loan-to-cost (LTC) ratios, and funding up to $3MM, we help real estate investors scale their portfolios and maximize their returns.

Quick Approvals
High Loan-to-Cost (LTC) Financing
Loans Up to $3MM

Get the funding you need—fast. Let’s power your next real estate investment!

The Process

Simple Application

Our 15 second online application

Minimum FICO

650 Minimum FICO Required

Fast Funding

Funding in as little as 2 weeks

Fix & Flip Loans – Buy, Rehab, Sell for Profit

Get the home flipping loans you need to acquire, renovate, and sell properties for maximum returns. Our fix and flip lenders offer fast approvals and high leverage, so you can scale your flipping business effortlessly.

Loan-to-Cost (LTC): Up to 92.5%
Loan-to-Value (LTV): Up to 75%
Loan Amounts: $75K – $3MM
Flexible Terms: 13, 19, or 24 months
Interest-Only Payments – Lower holding costs
Eligible Properties: 1-4 Unit Residential Homes
In-House Construction Management – Streamlined project oversight

Partner with expert fix and flip lenders who understand your business.

Fix-to-Rent Loans – Finance Your B.R.R.R.R. Strategy

Build your rental portfolio with a seamless fix-to-rent loan, allowing you to Buy, Renovate, Rent, Refinance, Repeat (B.R.R.R.R.). Our flip loans make it easy to finance every step of the process.

100% Financing for Rehab Costs – Preserve your capital
Fast Approvals & Simple Process – Close deals quickly
Higher LTV on Refinances – Maximize cash-out potential
Flexible Loan Terms – Designed for short- and long-term rental strategies

Turn flips into rentals effortlessly – finance all your B.R.R.R.R.s with us!

Have Questions? Let’s Talk!

Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.

Contact Us Today

To learn more about our suite of healthcare financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Testimonials

Our Clients Reviews

Discover the Success Stories of Clients Empowered by Our Financial Solutions

Starting Gate Financial

5.0

Based on 9 reviews

review us on

uwade alade

01:36 25 Jan 25

Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support!

Hyder Syed

03:55 21 Aug 22

Highly Recommended ⭐⭐⭐⭐⭐ !!Professional , Honest , & Excellent Customer Service w/ Ethics.

Khalid karfis

23:25 22 Apr 22

Best finance company for small business 👌

Andrew Alegnani

21:10 21 Apr 22

Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!!

Scott Mathison

21:07 21 Apr 22

They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.

Philip Laskaris

21:06 21 Apr 22

Syed is very knowledgeable and helpful. He truly know his industry and looks for the best options for his clients.

Travis Book

21:04 21 Apr 22

Syed is extremely helpful and honest. Always does his best to help myself and my clients.

" The unfortunate part was that it took me so long to find Starting Gate Financial. If I would have just called them first I wouldn’t have had to go through all the brain damage of trying to work with other companies. What a mess that was. Starting Gate Financial said “YES” day one, and it has been a joy ever since. I got over $30,000 in funding and it changed my business for the better, big time "

" First off, there was not ONE BANK that would even talk to me. I was about to give up, you know, throw in the towel. I thought that I had exhausted all my options until I called Starting Gate Financial. The friendly salesperson introduced me to their BOSS product and it literally saved me. I now am back on track and the future looks bright. Thank you Starting Gate Financial "

" What Starting Gate Financial offered me was light years ahead of any other company I was able to find. Starting Gate Financial's solution was to align me with three strategists to counsel me through all the areas of business finance, for literally less money than other companies wanted to just assist me with credit cards. It was a no brainer "

" Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!! "

" They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need. "

" Syed is very knowledgeable and helpful. He truly know his industry and looks for the best options for his clients. "

Frequently Asked Questions (FAQs)

What are fix and flip loans, and how do they work?

Fix and flip loans provide short-term financing for real estate investors looking to purchase, renovate, and resell properties for a profit. These loans offer fast approvals and flexible repayment terms to match your investment timeline.

How do fix and flip lenders determine loan approval?

Fix and flip lenders evaluate factors such as property value, renovation plans, investor experience, and credit history to determine loan approval and funding amounts.

What is the difference between home flipping loans and traditional mortgages?

Unlike traditional mortgages, home flipping loans are designed for short-term use and offer faster funding, higher loan-to-value (LTV) ratios, and flexible repayment options tailored to real estate investors.

Do flip loans cover renovation costs?

Yes! Our flip loans can cover both the purchase price and renovation expenses, allowing investors to complete projects without large upfront capital investments.

How quickly can I receive funding for a fix and flip loan?

We offer fast approvals, with funding available in as little as 48 hours, helping you secure properties and begin renovations without delays.