Fix & Flip | Fix-to-Rent | Bridge Loans | Ground-Up Construction

Fast Funding for Property Investors

Flexible Financing

Fast & Flexible Financing for Real Estate Investors

At Starting Gate Financial, we specialize in smart, tailored lending solutions designed for house flippers, rental investors, and builders. Whether you’re flipping homes, executing a B.R.R.R.R. strategy, securing a bridge loan for a fast closing, or funding a ground-up construction project, we provide quick, flexible, and high-value financing to fuel your success. Our streamlined process ensures fast approvals, so you can seize opportunities without delays. With competitive terms, high loan-to-cost (LTC) ratios, and funding up to $3MM, we help real estate investors scale their portfolios and maximize their returns.

  • Quick Approvals
  • High Loan-to-Cost (LTC) Financing
  • Loans Up to $3MM

Get the funding you need—fast. Let’s power your next real estate investment!

The Process

Simple Application

Our 15 second online application

Minimum FICO

650 Minimum FICO Required

Fast Funding

Funding in as little as 2 weeks

Fix & Flip Loans – Buy, Rehab, Sell for Profit

Get the home flipping loans you need to acquire, renovate, and sell properties for maximum returns. Our fix and flip lenders offer fast approvals and high leverage, so you can scale your flipping business effortlessly.

  • Loan-to-Cost (LTC): Up to 92.5%
  • Loan-to-Value (LTV): Up to 75%
  • Loan Amounts: $75K – $3MM
  • Flexible Terms: 13, 19, or 24 months
  • Interest-Only Payments – Lower holding costs
  • Eligible Properties: 1-4 Unit Residential Homes
  • In-House Construction Management – Streamlined project oversight

Partner with expert fix and flip lenders who understand your business.

Fix & Flip Loans
Fix-to-Rent Loans

Fix-to-Rent Loans – Finance Your B.R.R.R.R. Strategy

Build your rental portfolio with a seamless fix-to-rent loan, allowing you to Buy, Renovate, Rent, Refinance, Repeat (B.R.R.R.R.). Our flip loans make it easy to finance every step of the process.

  • 100% Financing for Rehab Costs – Preserve your capital
  • Fast Approvals & Simple Process – Close deals quickly
  • Higher LTV on Refinances – Maximize cash-out potential
  • Flexible Loan Terms – Designed for short- and long-term rental strategies

Turn flips into rentals effortlessly – finance all your B.R.R.R.R.s with us!

QUESTIONS

Have Questions? Let’s Talk!

Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

Contact Us Today

To learn more about our suite of healthcare financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.

What Do You Need To Qualify?

3+ Months in Business
You can qualify for our top financing options with as little as 3+months in business.
$5,000+ Monthly Gross Sales
The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Testimonials

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Frequently Asked Questions (FAQs)

Fix and flip loans provide short-term financing for real estate investors looking to purchase, renovate, and resell properties for a profit. These loans offer fast approvals and flexible repayment terms to match your investment timeline.

Fix and flip lenders evaluate factors such as property value, renovation plans, investor experience, and credit history to determine loan approval and funding amounts.

Unlike traditional mortgages, home flipping loans are designed for short-term use and offer faster funding, higher loan-to-value (LTV) ratios, and flexible repayment options tailored to real estate investors.

Yes! Our flip loans can cover both the purchase price and renovation expenses, allowing investors to complete projects without large upfront capital investments.

We offer fast approvals, with funding available in as little as 48 hours, helping you secure properties and begin renovations without delays.