Energy Loans & Oil & Gas Financing

Secure large-scale capital and strategic energy lending solutions for upstream, midstream, and downstream operations. Get the flexible financing you need to manage market cycles and fuel growth.

Power Your Operations with Strategic Energy Sector Lending

The oil and gas industry operates on a scale and timeline that standard commercial lending cannot support. At SGF, we provide specialized energy loans designed for the sector’s unique capital intensity, regulatory demands, and dynamic market cycles. Whether you’re in upstream exploration, midstream logistics, or downstream refining, our solutions are engineered for your segment. We offer scalable commercial loans, dedicated equipment financing, and flexible lines of credit to fund everything from infrastructure expansion and regulatory compliance to covering payroll during price fluctuations. Our expertise ensures you have a reliable capital partner to navigate this complex environment.

Upstream & Exploration Financing

Fund drilling projects, acquire leases, and purchase critical extraction equipment with capital solutions tailored to the risks and timelines of exploration.

Midstream & Infrastructure Loans

Finance the development, expansion, and maintenance of pipelines, storage facilities, and transportation networks essential for energy logistics.

Downstream & Refining Working Capital

Manage inventory, cover operational costs, and invest in facility upgrades for refining and distribution operations with flexible, high-limit credit lines.

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Same Day Funding

Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!

Need Answers? Talk to a Business Financing Advisor Today

Our Business Financing experts are here to assist you every step of the way. Whether you’re in search of your initial loan or weighing several alternatives, our experts will assist you in deciding on the perfect option suited to your unique business requirements. From expanding funding potential to obtaining better terms and reduced interest rates, we’re dedicated to your success. We’ll guide you through the entire process—from application to repayment—seamlessly, professionally, and hassle-free. Let’s begin. We’re waiting for you.

24/7 helpline service

We’re always here to take
your call – 24/7/365

Contact Us Today

To learn more about our suite of energy loans, oil and gas financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Testimonials

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Frequently Asked Questions (FAQs)

We understand industry-specific assets. We can structure loans using collateral including, but not limited to, drilling equipment, service rigs, pipeline assets, accounts receivable from reputable partners, and even certain mineral rights or leases, providing flexibility beyond traditional asset classes.

We are built for speed in a fast-moving industry. While the exact timeline depends on the project’s complexity, we prioritize energy sector deals and can often structure and fund multi-million dollar loans in a matter of weeks, not months, to meet critical operational deadlines.

Yes. We provide competitive equipment financing and leasing options for both new and certified used machinery, from pumps and generators to full rigs, helping you maintain operational capacity without straining cash flow.

Absolutely. We recognize that compliance is a major capital expense. We provide loans specifically for environmental, safety, and regulatory upgrades, viewing them as critical investments in the longevity and viability of your operation.

Unlike large banks that often have rigid criteria, we offer specialized expertise and flexibility. Our advisors understand the technical and financial nuances of the energy sector. We act faster, structure loans based on the reality of your business cycles, and are committed to being a long-term partner through market ups and downs.