Rental Property Financing

Empowering Your Investment Portfolio

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Flexible Loans Tailored for Rental Property Investors

Investing in rental properties is a time-tested strategy for building long-term wealth. At Starting Gate Financial, we provide rental property financing solutions designed to help you acquire, refinance, or expand your rental portfolio with ease. Our flexible loan options cater to both single-family and multifamily investors, offering competitive rates and loan amounts ranging from $50,000 to $5 million.

Key Benefits:

Customized loan options for single-family homes and multi-unit properties
Competitive interest rates with flexible repayment terms
Streamlined application process for quick approvals

Loan amounts from $50K to $5 million | Fixed & Adjustable Rate Options | Fast Funding

The Process

Simple Application

Our simple 15 second online application can get you matched with offers in minutes.

Minimum FICO

You'll get matched with your own dedicated Business Financing Advisor at no cost!

Larger Amounts

Get matched with the best financing options with the highest funding amount.

Fast Funding

Get matched with the best financing options with the highest funding amount.

Investment Property Loans – Fueling Your Real Estate Ambitions

The right investment property loans can be the key to scaling your real estate business. Whether you’re buying a new rental property, refinancing an existing asset, or purchasing a short-term rental, our financing solutions provide the flexibility you need.

Why Choose Our Investment Property Loans?

Loan amounts from $50K to $5 million to support various real estate investment strategies
Flexible loan terms that align with your rental cash flow
Expert guidance throughout the financing process

Need financing for a fix-and-flip? We also offer hard money loans near you, ensuring fast access to capital.

DSCR Loans & Portfolio Lending – Simplifying Rental Property Financing

A Debt Service Coverage Ratio (DSCR) loan is an ideal option for rental property investors who want to qualify based on property cash flow rather than personal income. This financing solution is perfect for investors with multiple properties, self-employed borrowers, or those with complex financials.

Key Benefits of DSCR Loans:

Qualification based on rental income, not personal income
No personal income verification required
Great for investors with multiple properties
Easier approval process compared to traditional loans

Portfolio Lending for Investors with Single-Family Rental Portfolios

At Starting Gate Financial, we also offer portfolio lending for investors with a rental portfolio of single-family homes. This allows you to:

Consolidate multiple rental properties under one loan for easier management
Access flexible financing structures tailored to your portfolio growth
Expand your rental business with fewer restrictions

Whether you own five properties or fifty, our portfolio lending solutions provide the flexibility you need to scale efficiently.

Contact Us Today

To learn more about our suite of healthcare financing options, contact us today. We’ll be happy to provide you with more details about our loans and help you determine which one makes sense for your practice.

Have Questions? Let’s Talk!

Which financing option is right for you? Our experts are here to help. Let’s discuss your business needs and find the perfect business line of credit lenders that work for you.

What Do You Need To Qualify?

3+ Months in Business

You can qualify for our top financing options with as little as 3+months in business.

$5,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $5,000 per month, or $60,000 in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Testimonials

Our Clients Reviews

Discover the Success Stories of Clients Empowered by Our Financial Solutions

Starting Gate Financial

5.0

Based on 9 reviews

review us on

uwade alade

01:36 25 Jan 25

Syed Raza at Stargate Financial provided exceptional service in helping me secure a six-figure SBA loan. His professionalism, expertise, and efficient communication made the entire process smooth and stress-free. Syed worked quickly to ensure everything was completed on time, exceeding my expectations. I highly recommend him to anyone in need of reliable and knowledgeable loan assistance. Thank you, Syed, for your outstanding support!

Hyder Syed

03:55 21 Aug 22

Highly Recommended ⭐⭐⭐⭐⭐ !!Professional , Honest , & Excellent Customer Service w/ Ethics.

Khalid karfis

23:25 22 Apr 22

Best finance company for small business 👌

Andrew Alegnani

21:10 21 Apr 22

Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!!

Scott Mathison

21:07 21 Apr 22

They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need.

Philip Laskaris

21:06 21 Apr 22

Syed is very knowledgeable and helpful. He truly know his industry and looks for the best options for his clients.

Travis Book

21:04 21 Apr 22

Syed is extremely helpful and honest. Always does his best to help myself and my clients.

" The unfortunate part was that it took me so long to find Starting Gate Financial. If I would have just called them first I wouldn’t have had to go through all the brain damage of trying to work with other companies. What a mess that was. Starting Gate Financial said “YES” day one, and it has been a joy ever since. I got over $30,000 in funding and it changed my business for the better, big time "

" First off, there was not ONE BANK that would even talk to me. I was about to give up, you know, throw in the towel. I thought that I had exhausted all my options until I called Starting Gate Financial. The friendly salesperson introduced me to their BOSS product and it literally saved me. I now am back on track and the future looks bright. Thank you Starting Gate Financial "

" What Starting Gate Financial offered me was light years ahead of any other company I was able to find. Starting Gate Financial's solution was to align me with three strategists to counsel me through all the areas of business finance, for literally less money than other companies wanted to just assist me with credit cards. It was a no brainer "

" Syed and Starting Gate Financial are absolutely excellent! Syed is SO knowledgeable, kind and truly looks out for your best interest; and won’t rest until he makes sure he has secured the paper funding to fit your needs, not to mention that you understand everything and answers all your questions. He is also there every step of the way, and after the fact does not disappear. Keep up the excellent work!!! "

" They are so comprehensive and yet even if you are a new business or startup they treat you like that is their only function! They call back so much quicker than any financial service company I have ever even heard of. They take time to get to know exactly what your business needs and come up with exactly what they need. "

" Syed is very knowledgeable and helpful. He truly know his industry and looks for the best options for his clients. "

Frequently Asked Questions (FAQs)

What is rental property financing, and how does it work?

Rental property financing is a loan specifically designed for investors looking to purchase, refinance, or renovate rental properties. These loans typically offer competitive rates and flexible terms to support investment growth.

How do investment property loans differ from regular mortgages?

Investment property loans focus on funding rental and commercial properties, with different eligibility criteria, interest rates, and repayment terms compared to traditional home mortgages.

What makes DSCR loans different from other property loans?

DSCR loans qualify borrowers based on the rental income of the property, making them ideal for investors who may not meet traditional income documentation requirements.

How do hard money lenders near me help with rental property financing?

Hard money lenders provide short-term, asset-based loans that allow investors to secure properties quickly, renovate them, and transition to long-term financing.

How do I apply for rental property financing?

You can apply online in just a few minutes or schedule a call to discuss your financing options with our experts.