Who We Serve
Owner-Operators & Investors Across Every Industry
We work with established businesses and growth-stage operators who need financing structured correctly — not just submitted.
Construction & Contractors
Restaurants & Food Service
Healthcare & Medical Practices
Oil & Gas Operators
Real Estate Investors
Professional Services
Trucking & Logistics
Retail & Franchise Operators
Not sure if we cover your industry? View all industries we serve →
Our Approach
How Starting Gate Financial Structures Deals
Most declined applications fail at the file level — incomplete documentation, wrong program fit, or narratives that don't match the numbers. We fix that before submission.
Lender-Aligned Structuring
We organize your financial package the way underwriters actually review it — not the way it looks on your desk. Complete documentation, clean narratives, no surprises at credit review.
Honest Deal Assessment
If a deal isn't fundable as structured, we say so early. We'd rather tell you what needs to change than waste your time — and ours — on a file that isn't ready.
Program Fit Over Volume
We match each deal to the right lender and program based on structure, collateral, and use of proceeds. There is no one-size approach. Each deal is evaluated on its own terms.
No Upfront Fees
We are compensated at closing by lenders. You pay nothing to engage us, nothing to have your deal reviewed, and nothing if we can't get it funded.
Experience & Positioning
Built Around What Lenders Actually Require
Starting Gate Financial was founded on a straightforward observation: most small business owners don’t lose financing because their business isn’t fundable — they lose it because their file isn’t structured correctly. Lenders decline applications, not businesses.
Our positioning is built around closing the gap between what a borrower brings to the table and what a lender’s credit policy requires — working in SBA guidelines, understanding commercial real estate underwriting, and knowing which lenders are active in which deal types.
Based in the Dallas-Fort Worth market, we operate nationwide across all major commercial financing categories.
Programs We Place
Compliance & Responsibility
How We Operate
Starting Gate Financial arranges commercial financing on behalf of business owners and investors. We do not make lending decisions, set interest rates, or guarantee approval outcomes.
All financing is subject to lender underwriting, credit review, and final approval. Terms, rates, and program eligibility are determined by individual lenders.
We do not charge upfront fees for deal review, consultation, or application preparation. Compensation is earned at closing and paid by the lender.
We operate in compliance with applicable commercial lending regulations and do not engage in consumer mortgage lending.
Work With Us
Start With a Conversation
No cost. No obligation. A direct conversation about your deal, your structure, and whether we’re the right fit.