Starting Gate Financial
Construction
Restaurants & Food
Medical & Healthcare
Trucking & Transportation
Oil & Gas Services

Industry Focus

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Financing Experience Across Core Business Industries

Capital needs vary by industry. SGF brings financing experience in construction, food service, healthcare, retail, transportation, professional services, and oil and gas.

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Select Your Sector

Find Financing Built for Your Business

Each industry page outlines the programs, structures, and capital considerations most relevant to how you operate.

Construction

Financing built for contractors and the trades

Construction businesses face unique cash flow challenges — project-based revenue, equipment-intensive operations, and lo

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Restaurants & Food

Capital for restaurants, food producers, and hospitality operators

Food and beverage businesses operate on thin margins with capital-intensive buildouts, volatile commodity costs, and sea

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Medical & Healthcare

Structured financing for physicians, dentists, and healthcare operators

Healthcare practices require specialized financing — from diagnostic equipment and practice acquisitions to working capi

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Retail & E-Commerce

Growth capital for brick-and-mortar and online retail operators

Retail and e-commerce businesses face inventory-driven cash cycles, seasonal demand swings, and platform fee pressures.

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Trucking & Transportation

Fleet financing and working capital for trucking operators

Trucking and transportation businesses run on tight margins with high equipment costs, fuel volatility, and invoice paym

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Professional Services

Financing for law firms, consultancies, and service businesses

Professional services firms carry high receivables, predictable recurring revenue, and limited hard assets — making them

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Oil & Gas Services

Financing for oilfield service and support businesses

Oilfield service and support companies — contractors, equipment rental operators, transportation providers, and maintena

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Real Estate Investors

Financing for fix-and-flip, DSCR rental, and construction projects

Real estate investors require fast, flexible capital that moves on deal timelines — not bank timelines. We structure fix

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Our Approach

Industry Context Drives Capital Structure

Lenders evaluate risk through the lens of your sector. We know what they look for — and how to position your file accordingly.

Sector-Specific Underwriting

Every industry has different revenue patterns, collateral types, and risk profiles. We structure your file around what lenders in your sector actually require.

Lender Network Alignment

We match your industry to lenders who specialize in it — not generalist banks unfamiliar with your business model or seasonal cash flow patterns.

Program Fit Over Product Push

We don't start with a product and fit your business into it. We start with your use case, your industry, and build the capital structure from there.

Ready to Move Forward

Not Sure Which Program Fits?

Tell us about your business and we’ll identify the right structure — no cost, no obligation.

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