Working Capital Lines
$25K–$500K
SBA Acquisition Loans
Up to $5M
Invoice Lag (avg)
30–60 days
What We See Most
Common Financing Needs
Working capital lines to bridge client billing and collections cycles
SBA financing for firm acquisition and partner buyouts
Accounts receivable financing on outstanding client invoices
Equipment and technology financing for office infrastructure
Startup financing for new practice formation
Capital Solutions
Relevant Financing Programs
Business Lines of Credit & Term Loans
Flexible working capital structured around your cash flow
SBA Financing
Government-backed financing for owner-operated businesses
Accounts Receivable Financing
Turn outstanding invoices into immediate working capital
Equipment Financing
Finance the tools your business runs on
Startup Financing
Capital pathways for early-stage and pre-revenue businesses
Why Starting Gate Financial
Built Around How Your Industry Operates
Lenders evaluate risk through the lens of your sector. We know what they look for — and how to position your file to get approved.
Industry-Specific File Prep
We structure your application around the revenue patterns, collateral types, and risk factors lenders in your sector actually evaluate.
Lender Network Alignment
We match your deal to lenders who specialize in your industry — not generalist banks unfamiliar with how your business generates cash.
Cleaner Underwriting
When your file is positioned correctly for your industry from the start, underwriters have fewer open questions — which reduces back-and-forth and friction in the process.
Ready to Move Forward
Let's Structure Your Deal
No cost. No obligation. A direct conversation about whether SGF is the right fit for your deal.