Equipment Finance Range
$100K–$5M
A/R Advance Rate
Up to 90%
Funding Timeline
5–15 business days
Oilfield Services Financing
Capital Built for Oilfield Service Companies
We finance the service and support businesses that keep energy operations running — contractors, equipment rental operators, transportation providers, and maintenance firms. Not E&P operators.
Equipment Financing
Finance oilfield service equipment, specialty vehicles, and tools. The equipment serves as collateral — enabling competitive terms even for companies with limited balance sheet strength.
Accounts Receivable Financing
Advance capital against outstanding operator invoices. Oilfield service companies routinely wait 60–90 days for payment — A/R financing closes that gap without taking on long-term debt.
Working Capital Lines
Revolving lines of credit for fuel, payroll, maintenance, and mobilization costs. Draw when you need it, repay as contracts pay out.
What We See Most
Common Financing Needs
Heavy equipment and fleet financing for oilfield service operations
Working capital lines for drilling and service contracts
Accounts receivable financing on operator invoices
SBA financing for business acquisition and expansion
Commercial real estate for service yards and operations facilities
Capital Solutions
Relevant Financing Programs
Equipment Financing
Finance the tools your business runs on
Business Lines of Credit & Term Loans
Flexible working capital structured around your cash flow
Accounts Receivable Financing
Turn outstanding invoices into immediate working capital
SBA Financing
Government-backed financing for owner-operated businesses
Commercial Real Estate Financing
Acquisition, refinance, and construction for income-producing properties
Why Starting Gate Financial
Built Around How Your Industry Operates
Lenders evaluate risk through the lens of your sector. We know what they look for — and how to position your file to get approved.
Industry-Specific File Prep
We structure your application around the revenue patterns, collateral types, and risk factors lenders in your sector actually evaluate.
Lender Network Alignment
We match your deal to lenders who specialize in your industry — not generalist banks unfamiliar with how your business generates cash.
Cleaner Underwriting
When your file is positioned correctly for your industry from the start, underwriters have fewer open questions — which reduces back-and-forth and friction in the process.
Ready to Move Forward
Let's Structure Your Deal
No cost. No obligation. A direct conversation about whether SGF is the right fit for your deal.