Equipment Finance Range
$50K–$5M
A/R Advance Rate
Up to 90%
Invoice Payment Lag
30–60 days
What We See Most
Common Financing Needs
Equipment financing for tractors, trailers, and commercial vehicles
Accounts receivable financing to accelerate freight invoice collections
Working capital lines to bridge fuel, maintenance, and payroll gaps
SBA financing for fleet expansion and owner-operator buyouts
Commercial real estate financing for terminals and yards
Capital Solutions
Relevant Financing Programs
Equipment Financing
Finance the tools your business runs on
Accounts Receivable Financing
Turn outstanding invoices into immediate working capital
Business Lines of Credit & Term Loans
Flexible working capital structured around your cash flow
SBA Financing
Government-backed financing for owner-operated businesses
Commercial Real Estate Financing
Acquisition, refinance, and construction for income-producing properties
Why Starting Gate Financial
Built Around How Your Industry Operates
Lenders evaluate risk through the lens of your sector. We know what they look for — and how to position your file to get approved.
Industry-Specific File Prep
We structure your application around the revenue patterns, collateral types, and risk factors lenders in your sector actually evaluate.
Lender Network Alignment
We match your deal to lenders who specialize in your industry — not generalist banks unfamiliar with how your business generates cash.
Cleaner Underwriting
When your file is positioned correctly for your industry from the start, underwriters have fewer open questions — which reduces back-and-forth and friction in the process.
Ready to Move Forward
Let's Structure Your Deal
No cost. No obligation. A direct conversation about whether SGF is the right fit for your deal.