Fix & Flip Loan Range
$75K–$5M
DSCR Rental LTV
Up to 80%
Bridge Loan Terms
6–24 months
What We See Most
Common Financing Needs
Fix-and-flip loans for acquisition and rehab of residential and commercial properties
DSCR rental loans based on property cash flow, not personal income
New construction financing for ground-up residential and light commercial projects
Bridge loans to close quickly while permanent financing is arranged
Business lines of credit for repeat investors managing multiple projects
Capital Solutions
Relevant Financing Programs
Fix and Flip Loans
Short-term bridge capital for residential investment properties
DSCR Rental Loans
DSCR-based financing for long-term rental portfolios
Commercial Real Estate Financing
Acquisition, refinance, and construction for income-producing properties
Business Lines of Credit & Term Loans
Flexible working capital structured around your cash flow
SBA Financing
Government-backed financing for owner-operated businesses
Why Starting Gate Financial
Built Around How Your Industry Operates
Lenders evaluate risk through the lens of your sector. We know what they look for — and how to position your file to get approved.
Industry-Specific File Prep
We structure your application around the revenue patterns, collateral types, and risk factors lenders in your sector actually evaluate.
Lender Network Alignment
We match your deal to lenders who specialize in your industry — not generalist banks unfamiliar with how your business generates cash.
Cleaner Underwriting
When your file is positioned correctly for your industry from the start, underwriters have fewer open questions — which reduces back-and-forth and friction in the process.
Ready to Move Forward
Let's Structure Your Deal
No cost. No obligation. A direct conversation about whether SGF is the right fit for your deal.