Business Loan Application

Apply for Business Financing

Complete the application below. A member of the SGF team will review your submission and follow up within one business day.

Before You Apply

What This Application Covers

This application is the starting point for SBA loans, business term loans, and working capital financing through Starting Gate Financial. Rather than routing your submission through an automated approval engine, our team reviews every application directly — evaluating your business profile against current program guidelines before reaching out. If you're not sure which financing structure fits your situation, that's expected; matching you to the right program is part of what this review accomplishes. You'll hear back with a response within one business day, whether the next step is a phone call or a request for additional detail.

What You'll Need

The application below asks for a handful of details about your business. Having these ready in advance will make the process faster, though you don't need finished financial statements or tax returns to get started — those come later, once we know which program fits:

• →Basic business information — legal name and entity type
• →Time in business
• →Monthly revenue range
• →The amount of financing you're seeking and its intended use

What Happens After You Apply

Once you submit, your file moves through a straightforward process:

1. 1.

   Review — We evaluate your submission against current program guidelines and assess where it fits among SBA, term loan, and working capital options.

2. 2.

   Conversation — A member of our team reaches out directly to discuss your business, confirm details, and walk through what a good structure looks like given your revenue and goals.

3. 3.

   Lender Matching — Based on that conversation, we identify the lender and program best aligned with your profile, then help you prepare documentation and move toward a clean close.

There's no cost to submit this application, no obligation to move forward, and no credit pull required just to apply — the goal is an honest read on whether we're a fit before anything else happens.

Full Application

Tell Us About Your Business

No commitment required. No upfront fees. Submission is the first step in a real conversation about your financing options.

What Happens Next

A Clear Process From Here

Starting Gate Financial arranges commercial financing on behalf of business owners. All transactions are subject to lender approval. Submission of this form does not constitute an application for credit or a commitment to lend.