Overview
Is This the Right Program for You?
IC Brokers operate as licensed, commission-based intermediaries who originate commercial financing transactions under the Starting Gate Financial umbrella. If you're a seasoned finance professional ready to run your own deals with institutional backing, this program is built for you.
Who This Program Is For
Former bankers, lenders, or underwriters seeking independence
Mortgage professionals expanding into commercial finance
Finance consultants looking for a formal origination platform
Experienced brokers seeking better lender access and deal support
When This Program Is Not the Right Fit
Individuals without prior commercial finance or lending experience
Part-time hobbyists — this program requires active origination
Anyone seeking a guaranteed salary or draw structure
Applicants who cannot represent clients with professionalism and compliance
Your Role
What You Do
Originate commercial loan opportunities from your existing network
Pre-qualify clients using SGF underwriting criteria
Submit complete deal packages through the SGF intake platform
Stay involved through underwriting, structuring, and close
SGF's Commitment
What We Provide
Access to SGF's full lender network across all financing programs
Deal structuring support and underwriting guidance
Marketing materials, co-branded resources, and process documentation
Competitive commission structure on every funded transaction
Common Questions
Frequently Asked Questions
Do I need a license to participate as an IC Broker?
Licensing requirements vary by state and deal type. Commercial lending in most states does not require a license, but certain deal types (SBA, residential-adjacent) may. We walk through requirements during onboarding.
How are commissions structured?
Commission rates are defined in the IC Broker Agreement and vary by program type and deal size. All compensation is transaction-based with no upfront fees.
What does the onboarding process look like?
After your application is reviewed, you'll complete a brief vetting call, review and sign the IC Broker Agreement, and receive access to deal submission protocols and SGF's lender network overview.
Can I bring my own lender relationships?
Yes. IC Brokers may leverage their own lender relationships alongside SGF's network, provided all transactions are properly documented and compliant.
Ready to Get Started?
Contact us to start the application process. We review every partner application personally.