SGF Insights
Business Financing & Capital Structure
Educational resources for business owners navigating SBA loans, commercial real estate, equipment financing, and working capital.
Tools
How to Use a Business Loan Calculator
Get accurate payment estimates from a business loan calculator — the right inputs, what the output misses, and how lenders read the same numbers.
April 19, 2026Read Article →ToolsThe FICA Tip Credit: What Restaurant Owners Miss
Most qualifying restaurants leave FICA tip credit money unclaimed. How the §45B credit works, who qualifies, and how much you can recover.
March 22, 2026Read Article →